Author Archives: druvis

Have you every thought about being entertained at home? What comes in your mind when you intend to have entertainment at your home? Did you find this a challenging job to plan a menu of your better entertainment? Let’s talk about a few tips that can make your lunch or dinner party an entertaining. There […]

As you might guess we are looking at some of the most Fundamental approaches to forecasting.  But hopefully these are at least a feasible introduction to some of the computing issues related to executing forecasts in spreadsheets. A moving average is a procedure to get an overall idea of the trends in a data set. […]

Knowing about your current financial worth is primary step towards financial planning process. Net worth statement is considered crucial in process of financial planning. Net worth statement is an accounting of all assets minus all of company’s liabilities. Financial statement is very advantageous tool that helps you determine your current financial state. It also helps […]

Allow me to share with you this Mortgage Refinancing Statement Template in MS Excel format. When you should consider mortgage refinancing? This is such a question that should be very clear to you to take right decision about mortgage financing. What do you think about mortgage refinancing? There might be a time when you will have […]

Mortgage is a term referring to a type of loan, offered by banks and other financial institutions to help tackle your financial requirements regarding the construction or acquiring of a home. In such loan, the property itself is the guarantee and the institution has all rights reserved to take over in case you fail to […]

Aside from the scale of business, the nature of business lends itself to seasonality. Seasonality is a major element that can directly affect sales of the business or company. No matter what a company or business is selling, there are going to be busier periods during the particular period of time than others, so efficient […]

Amortization is a process of paying a debt from loan or mortgage over a pre-defined period of time into smaller installments. The amount you get from a loan or house mortgage has to be paid back with additional amount of interest on the loan. People don’t have enough money to buy a house or a […]

Mortgage means getting a loan to buy some kind of property which usually comes with predefined payment periods and interest rates. Not every person in the world has resources to buy a house or office whenever he wants either because of his low salary or disability of arranging the down payment. In that case he […]

Self management, maintenance and disciple are very important aspects of life. One can save lots of time, energy and money by doing these things with him or her personality and belongings as well. Same is the case with bank accounts and checkbooks. It truly becomes a hassle when all the transaction amounts are mixed up […]

It’s not an easy job to decide who is going to be by your side on the most important day of your life, your wedding day. The most important ingredient of a wedding day is the wedding guests list which decides who is going to be there and how many guest you will have to […]